Power up your mortgage experience

At Cliffco, we value every client who enters our office, gives a call, or sends an email our way. You are never just a number to us. As a privately owned and operated lending institution with established roots in our local communities, we pride ourselves on walking our customers through every step of the mortgage loan process. 

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Cliffco has a full array of products and services to help you reach your goals. We work with borrowers from every financial background, income bracket and credit ranking, and we have the resources to develop customized financing solutions.

Who We Are

Find the most suitable mortgage for your ideal property

Each one of our licensed experts can help answer any questions you might have, guiding you every step of the way through the loan process. We look forward to hearing from you!

Cliffco is a fully delegated mortgage institution. That means we have the privilege originate and fund 100% of our loans. We will never pass your loan off to a third party, and all credit decisions and underwriting are done in-house by our highly-educated loan professionals, who take the time to educate you on all the available options. With representatives who are carefully selected for their expertise, always responsible in their lending practices, and use a consultative approach, you’re in good hands.

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Affordability Calculator

How much can you borrow from a lender? Use this calculator to calculate the amount you can afford from the lender's point of view

Monthly Payments

Calculate your monthly payment with applicable financial charges, PMI, hazard insurance, and property taxes.

Rent Vs Buy

Still renting an apartment and thinking about a home purchase? This calculator can help you make the final decision.

Interested in Joining One of Our Teams?

Become a mortgage expert today!

Flexible, adaptable, and adjustable plans to fit your needs

Our Branches